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Notes from the team.

Practical reading on buying, selling, and PCS moves in Pierce County and the South Sound. Written the way we talk on the phone: plain, specific, no scripts.

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Data Centers Are Moving Closer to Homes. What Does That Mean for You? Data centers probably weren't on your list of things to think about when buying or selling a home. Read → The Housing Market Split in 2. Which Side Is Your House On? Ask a couple people how the housing market is doing and you’ll probably get a couple different answers. That’s because right now, the market runs on 2 very different tracks, split by price point. Read → Remote Work Could Be Your Affordability Answer For most first-time buyers, the hardest part of buying a home is making the numbers work. You budget, you save, and the finish line still feels far away. Read → Why Buyers Shouldn't Overlook a Fall Move You've been waiting for something to change before you buy. It just might not be the thing you expected… Read → Think New Homes Cost More? Not Right Now. Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards. Read → Assumable VA loans: how a JBLM buyer can take over a seller's 3 percent rate Any qualified buyer can assume a VA loan at the seller's original rate. The math on a Spanaway home, the equity gap, the 0.5 percent fee, and what sellers with 2020 and 2021 loans give up. Read → September in Spanaway: lanterns on the lake, Bison football, and the fair DiNero's neighbor's calendar for the month: Light the Lake, the Bethel home opener, the State Fair, the JBLM half marathon, pumpkin season, and what WSDOT is planning for Pacific Avenue. Read → Thinking About Tapping into Your 401(k) To Buy a Home? Read This First. Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home. Read → I Love Spanaway Local Business Spotlight: Woofers Grooming & Goodies Episode 1 of DiNero's new local video series: 18 years of family-run grooming, walk-in nail trims, and the World's Longest Biscuit Buffet. Watch → Sellers Are Cutting Prices To Meet Buyers Where They're At You're scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app. Read → Worried About a Housing Crash? The Numbers Tell a Calmer Story. A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on. Read → Most Home Sales Close – Here’s How To Keep Yours on Track Few things are as rattling as the thought of your home sale falling through at the last minute, right before closing. All that waiting, all that progress, out the window. Read → One Number Could Change Everything About Your Next Move When's the last time someone told you what your house is worth? Not what some online valuation tool guessed. Not what your neighbor's house sold for. What yours is actually worth right now. Read → Higher Rates Could Actually Help Housing Supply – Here’s How. You may have heard the number of homes for sale isn’t growing like it was. And maybe that has you worried you won’t find a home you love when it’s time to make your move. Read → The Kind of House Buyers Are Willing To Pay More For That spare room on the main floor. The finished basement with a kitchenette and its own entrance. The bonus room you've been using for storage. To you, it's extra space. But to a growing pool of buyers, it's the reason they'd pick your house. Read → Who Has the Upper Hand in Today's Housing Market? Ask around and almost every homebuyer out there wants to know if there's a way to get a better deal. Read → Here's Why Mortgage Rates Are What They Are Right Now If you're waiting for mortgage rates to fall a lot before you buy, you may be waiting a while. Read → The Case for Putting 20% Down on Your Next Home If you're planning to buy your next home soon, you've probably heard the old rule about saving 20% for your down payment. Read → Thinking About Waiting for Lower Mortgage Rates? Read This First. Imagine waiting a year to buy a home, only to find mortgage rates haven't changed much. Read → Big Investors Are Backing Off and That's Your Opening For years, a lot of would-be homebuyers have worried about the same thing. Read → Here's Where To Start if You're Selling and Buying at the Same Time If you're a homeowner getting ready to move, one question usually comes first: should you buy your next home before you sell, or sell your current house before you start looking? Read → Buying a Home? Here's What You Should Know About Home Insurance Costs. If buying a home is on your radar, you've probably been keeping an eye on mortgage rates and home prices. Read → PCS to JBLM: the 90-day home search timeline Orders to Joint Base Lewis-McChord come with a countdown attached. Read → Home Price Growth Slowed Down. That May Be Changing. After more than a year of headlines talking about how home prices are going to crash, the latest data shows that price growth may be starting to pick back up again. Read → Selling a Luxury House? Here’s Why Now Is a Good Time If you own a luxury house, you're in a stronger spot than most sellers right now. Read → The House That Started It All Could Kickstart What's Next Remember how exciting it was to buy your first place? It felt like crossing a long-awaited finish line. Read → Priced Out? A Condo or Townhome Could Be Your Way In. Today's home prices have a lot of buyers, especially first-time buyers, wondering if there’s even anything out there that’s in their budget. Read → More Homes, Better Prices: A Buyer’s Summer If you’ve thought about buying a home in the past few years, you may have run into two frustrations: asking prices that kept climbing and too few homes to choose from. Read → 14 Years Running: Why Real Estate Is Still America’s Favorite Investment Quick gut reaction. Which investment do Americans trust more than stocks, gold, savings accounts, and bonds? Read → Think Nobody's Buying Homes Right Now? Think Again. If you've been thinking about selling, you've probably seen plenty of headlines suggesting buyers have just about disappeared. Read → The “Take It or Leave It” Attitude Is Fading from the Market, What That Means for You Negotiations are back. More buyers are asking for better deals, and more sellers are giving them. Read → What To Expect from the Housing Market in the Second Half of 2026 If the first half of this year has left you feeling stuck, you're not the only one. Read → Student Loans Are Back in the News. Don't Let It Put Your Homeownership Plans on Hold. Student loans are back in the spotlight. Read → What Buying or Selling a Home Gives Back to Your Community Buying or selling a home is a big financial decision. And right now, it feels even bigger. Read → Down Payments Are Smaller Than They’ve Been Since 2021 Saving for a down payment can feel like the hardest part of buying a home. Read → The Housing Market Is Stronger Than You Think You've probably heard plenty of doom and gloom about the housing market lately. Read → The 1 Factor That Explains Everything Happening with Home Prices Right Now You've probably heard that home prices are cooling off. And that's true, nationally. Read → Your House Didn’t Sell. Here’s How To Turn It Around. When your house doesn’t sell, it’s not just disappointing. It messes with your timing. Read → More Sellers Are Taking Their Homes off the Market. Here’s What You Need To Know. You may be hearing that a near-record number of homeowners are pulling their houses off the market. Read → That House That’s Been Sitting Could Be Your Best Shot at a Deal Open up a home search and you'll see them. Listings that have been on the market for two months. Read → Is It Still a Seller's Market? Here's What the Data Says. Remember a few years back when sellers held all the power and buyers were stuck offering way over asking or waiving inspections just to get a chance at the house? Read → Think Home Prices Will Crash? Here's What the Experts Actually Expect. One of the biggest reasons buyers are still sitting on the sidelines is because they think home prices are going to come down. Read → Should You Pay for Your Buyer’s Closing Costs? What Sellers Need To Know. A few years ago, sellers could get away with saying "no" to just about everything. Read → Two Big Reasons To Move This Summer A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year once things calm down." Read → Lower Asking Prices Are a Win for Today’s Buyers If affordability has been the biggest thing standing between you and a home, there's a little good news. Read → Could Moving a Bit Further Out Change Everything About Your Budget? Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, affordability is probably weighing on your mind. Read → What Rising Inflation Means for Your Move Data shows inflation is moving in the wrong direction. Read → The Mid-Year Housing Market Update: Why Forecasts Changed in 2026 If the housing market feels confusing right now, you’re not alone. Read → Less House, More Home: Why Smaller Homes Are Paying Off for Today’s Buyers You started shopping with a specific mental image of your future home in your mind. Read → The Real Reason Some People Are Still Moving Right Now You may be telling yourself you’re going to wait to move, maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier. Read → The Truth About Affordability Today Let's be real with each other for a second about affordability. Read → What Most Veterans Don't Know About Their VA Home Loan Benefit Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA. Read → Newly Built Home Prices Hit a 5-Year Low If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier. Read → Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out. You may have seen the headlines lately about mortgage debt in America hitting a record high. Read → Are Home Prices Going To Fall? It’s one of the biggest hold ups some buyers have right now: “What if I buy, and home prices go down?” Read → The Pricing Mistake That Could Cost You Your Sale Most sellers come into the market with one number in mind. And it’s often the one that costs them the most. Read → What the Foreclosure Headlines Aren’t Telling You You've probably seen the headlines saying, "foreclosures are on the rise,” and maybe your mind jumped straight to 2008. Read → Why Staging Your House Could Pay Off This Spring Selling your house this season? You’ve probably heard you should stage it before it hits the market. Read → Could Co-Buying Be the Answer for Some First-Time Buyers? For a lot of would-be first-time buyers, affordability is the thing that’s standing in the way. Read → The Secret To Selling Fast, No Matter the Market When you put your house on the market, you don’t just want it to sell. Read → 4 Ways To Give Your Offer an Edge This Spring Looking to buy a home this season? Here's what you should know. Read → Is Late May the Best Time To List Your House? You may have heard April 12-18 was the “best week” to list your house. Read → Stay or Sell? How To Make the Right Call as You Age At some point, as you start thinking about the years ahead, this question tends to come up: Read → Think You Have To Put 20% Down? Most First-Time Homebuyers Don’t. According to Google Trends, online searches for down payment information recently hit an all-time high. Read → 3 Things That Are Not Going To Happen in Today's Housing Market There’s a lot of uncertainty right now and that’s leading to some dramatic headlines. Read → More Options Are Popping Up This Spring Did you try to buy a home last year, but you ended up pressing pause? Read → The 10 Best Markets for First-Time Buyers This Spring For a while, buying your first home hasn’t just felt hard. It may have felt out of reach. Read → Rent or Buy? The Real Tradeoff Most People Don’t Talk About You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? Read → Getting a Tax Refund? Here’s How It Can Help You Buy a Home If you’re getting a tax refund this year, here’s something worth thinking about. Read → Wondering If You Should Still Buy a Home Right Now? Here’s What To Keep in Mind. With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move. Read → When Buying a Home Feels Out of Reach, Some Families Do This Instead For a lot of people, the math on buying a home just doesn’t really work right now. Read → Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know. If you’ve been looking for a home lately, you’ve probably felt how tough affordability still is. Read → Your House Hasn’t Sold Yet. Should You Rent It Out Instead? When your house sits on the market longer than expected, it can get frustrating fast. Read → Before You Fall in Love with a House, Do This First. Be honest. Have you started looking at homes online yet? Read → Don’t Let Home Prices Headlines Fool You Spend about 5 minutes online searching for news about the housing market, and odds are you’ll see something pop up about home prices. Read → This’ll Change What You Think About Investors in Today’s Housing Market There’s a lot of noise out there right now about investors in the housing market. Read → The Best Week To List Your House Is Just Around the Corner While the Spring season consistently offers up some of the best conditions for home sellers, Realtor.com says there’s one window where the stars really seem to align year after year. Read → You Can’t Control What’s Happening with Mortgage Rates. But You Can Control This. Mortgage rates have been volatile lately. And if you’re thinking about buying a home, that can make it harder to plan. Read → The Remodel You’ve Been Dreaming About May Be Closer Than You Think That kitchen you’ve been mentally redesigning... Read → Affordability Has Improved in All 50 States For the past few years, affordability has been what’s stopped a lot of buyers in their tracks. Read → 3 Must-Do’s for First-Time Home Buyers Buying your first home is exciting, but it can also be a little nerve-wrecking because it’s something you’ve never done before. Read → The #1 Reason Buyers Walk Away (And How To Get Ahead of It) You may have seen headlines on social saying the number of buyers backing out of their contracts is on the rise, and has recently reached a high not seen since 2017. Read → One Key Sign We’re Not Headed for a Wave of Foreclosures Foreclosures are ticking up. And that may make your mind jump straight to thoughts of 2008, specifically to what happened to the market during the housing crash. Read → If Your House Isn’t Getting Offers, Read This. Online searches for “can’t sell house” just hit an all-time high according to Google Trends. Read → Should You Wait for Lower Rates? Mortgage rates have already dropped into the upper 5s twice this year. Read → Spring Sellers Have an Edge. Here’s Why. Homeowners looking to sell usually want three things: plenty of interested buyers, strong offers, and a short timeline. Read → Are Home Prices Dropping? Here’s the Real Story. You’ve probably seen posts on social media talking about how “home prices are falling.” And when you see something like that, it’s normal to wonder: Read → The Hidden Advantage Repeat Buyers Have Right Now What if you didn’t have a mortgage payment on your next house? Read → Top Mistakes Homeowners Are Making in 2026 (And How To Avoid Them) Let’s be clear: selling your house is absolutely possible right now. Read → Renting vs. Buying: The Numbers Might Surprise You Renting can feel like the easier choice right now. There’s no big down payment. Read → How Your Equity Could Help Younger Generations Buy a Home For a lot of parents or grandparents, watching a family member struggle to buy their first home right now is hard. Read → The Price You Set Can Make (or Break) Your Sale There’s one decision you're going to make when you sell that determines whether your house sells quickly, or it sits. Read → The Real Reason Home Sales Slowed in January. And It’s Not What You Think. If you saw headlines that talked about how “home sales fell sharply in January,” it probably raised an eyebrow, especially if you’re thinking about selling your house. Read → Move-Up Buyers Are Choosing New Construction At some point, a house that once felt perfect just… doesn’t anymore. Read → Four Ways Your Home Equity Can Work for You You may have heard homeowners today have a lot of equity built up. Read → Inventory Is Making a Comeback in 2026 After a long stretch where buyers were competing for too few homes, inventory has made a comeback over the past year. Read → Why Townhomes Are Popular with Today’s First-Time Buyers Buying your first home can feel frustrating when the numbers don’t line up the way you expected. Read → Top 3 Reasons To Buy a Home Before Spring If you’re planning to buy a home this year, you may be focused on the spring market. Read → It’s Getting More Affordable To Buy a Home There’s finally a little good news for anyone who’s been priced out or sitting on the sidelines. Read → Home Insurance Costs Are Rising: What Buyers Should Plan For Buying a home is one of the biggest purchases you’ll ever make. Read → Why So Many Homeowners Are Downsizing Right Now For a growing number of homeowners, retirement isn’t some distant idea anymore. Read → Top 2026 Housing Markets for Buyers and Sellers Who doesn’t love a top 10 list? Well, here are two top 10 lists for the housing market this year. Read → You May Not Want To Skip Over That House That’s Been Sitting on the Market When you see a house that’s been sitting on the market for a while, the reaction is almost automatic. Read → Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal. If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. Read → Why Rising Foreclosure Headlines Aren’t a Red Flag for Today’s Housing Market If you’ve seen headlines saying foreclosure activity has been climbing for 10 straight months, it’s easy to assume that's a sign of trouble for the housing market. Read → Home Updates That Actually Pay You Back When You Sell Planning to sell this spring? Read → Are Big Investors Really Buying Up All the Homes? Here’s the Truth. It’s hard to scroll online lately without seeing some version of this claim: Read → The #1 Regret Sellers Have When They Don’t Use an Agent Want to know the #1 thing homeowners regret when they sell without an agent? Read → The Credit Score Myth That’s Holding Would-Be Buyers Back Would-be homebuyers aren’t sitting on the sidelines because they don’t want to buy. Read → Expert Forecasts Point to Affordability Improving in 2026 Wondering what to expect from the housing market in 2026? You’re not the only one. Read → Thinking about Selling Your House As-Is? Read This First. If you’re thinking about selling your house this year, you may be torn between two options: Read → Why Pre-Approval Should Be Your First Step, Not an Afterthought Finding the right home feels exciting, but being pre-approved for your loan is what makes it possible. Read → More Buyers Are Planning To Move in 2026. Here’s How To Get Ready. Momentum is quietly building in the housing market. New data from NerdWallet shows more Americans are starting to think about buying a home again. Read →
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